Steven Ramirez: Banking, Fintech & AI Keynote Speaker
Steven Ramirez, CEO of Beyond the Arc, is a recognized expert in banking, fintech, and AI. His speaking events help finance leaders navigate industry changes with a focus on AI, payments, and customer experience.
His keynotes and other sessions address strategic decisions: where the opportunities are, what the risks are, and what leaders can do next.
Book Steven Ramirez for your fintech or financial services event.
STEVEN RAMIREZ · CEO, BEYOND THE ARC
Signature Topics
Selected Past Talks
AI visibility and how customers find financial services
Steven’s work looks at how AI is changing the way people research banks, fintech companies, and financial products. He helps financial services marketers understand what AI systems say about their company, which sources influence those answers, and where their website content is missing information customers are looking for.
Strategic readiness for M&A
What strengthens optionality before a transaction, and what protects customer relationships through integration. Chair of the Silicon Valley M&A Integration Group strategy roundtable since 2018.
Steven Ramirez – FinovateFall 2024 keynote
Presentation: Three Pillars of Banking: Deposits, Loans, and Money Movement
Recent speaking engagements & events
| Event | Category | Topic/Role | Description |
|---|---|---|---|
| ABA Bank Marketing Conference September 23-25, 2026 | Austin, TX | AI; Marketing; Banking | Speaker, More Campaigns, Faster Compliance, Better ROI: How AI Agents Are Transforming Bank Marketing | At the ABA Bank Marketing Conference, Beyond the Arc shared perspective on how AI agents can help bank marketing teams scale their impact. The session examined how financial institutions can use AI to improve productivity, strengthen customer engagement, and support marketing strategies that are more responsive, efficient, and aligned with business goals. |
| From Integration to Revenue: How Fintechs Build Real Channel Partnerships September 16, 2026 | Virtual | Fintech; Strategy | Speaker | A lot of fintechs call an integration a channel partnership. It isn’t → at least not yet. An actual channel partnership has a clear path from technical connectivity to qualified opportunities and revenue. That requires understanding how the partner sells, where your product fits, who owns the relationship, and what both sides must do after the agreement is signed. Steven Ramirez, CEO of Beyond the Arc, talked about how fintechs evaluate, build, and activate channel partnerships that can actually produce results. |
| IMPACT Funders & Founders September 11, 2026 | New York, NY | Fintech; Startups; Venture Capital | Program Chair | Steven J. Ramirez, CEO of Beyond the Arc, served as Program Chair for IMPACT Funders & Founders on September 11, 2026. A fintech and AI strategist with more than 20 years of experience, Ramirez advises banks and fintech companies on go-to-market strategy, AI, and customer experience. The event brought together fintech founders, investors, and industry leaders to explore emerging opportunities across financial services. |
| FinovateFall September 9-11, 2026 | New York, NY | Fintech; Strategy; Digital Banking | Fintech speaker on the future of fintech, video host | At FinovateFall, Steven Ramirez shared Beyond the Arc’s perspective on the future of fintech and hosted video conversations with industry leaders throughout the event. Discussions explored the forces shaping financial services, including AI adoption, platform innovation, competitive disruption, and the strategies institutions will use to strengthen growth and customer experience. |
| Indiana Mortgage Bankers Association 2026 State Convention June 22-23, 2026 | Noblesville, Indiana | AI; Banking | Speaker, Risk-Aware AI for Mortgage Teams: A Practical Accelerator | At the Indiana Mortgage Bankers Association 2026 State Convention, Steven Ramirez led a hands-on session showing practical ways to use AI to boost productivity while managing risk. Through a live step-by-step demo, participants learned how to ask better questions, use approved source material, improve drafts, create summaries and checklists, support training and process updates, review AI outputs, and document work for responsible reuse. |
| Minnesota Bankers Association Webinar June 2, 2026 | Virtual | Banking; M&A; Strategy | Joe Sullivan of Market Insights and Steven Ramirez of Beyond the Arc: Strategic Readiness in an Era of Merger & Acquisition Strengthening Strategic Optionality | In this Minnesota Bankers Association webinar, Joe Sullivan of Market Insights and Steven Ramirez of Beyond the Arc discussed strategic readiness in an era of merger and acquisition activity. The conversation focused on how banks can strengthen optionality, evaluate growth opportunities, and prepare for the strategic decisions that shape long-term relevance and competitiveness. Video highlights: AI is Essential – Beyond the Arc Nature of the competition – Beyond the Arc How can community banks adapt to their market? – Beyond the Arc |
| FinovateSpring May 5-7, 2026 | San Diego | Fintech; Digital Banking | Fintech session moderator, video host | Beyond the Arc took an active role at FinovateSpring by moderating fintech sessions and hosting video conversations with executives and innovators. The focus was on the ideas and priorities gaining momentum across financial services, including AI, digital experience, product innovation, and the strategies institutions used to strengthen customer relevance and growth. |
| BAI Webinar February 26, 2026 | Virtual | Banking; | Procedure management is typically the bigger challenge | In this BAI webinar, Beyond the Arc examined why procedure management was often the larger challenge for financial institutions working to improve operational consistency and execution. The discussion focused on how banks could strengthen processes, reduce friction, and support teams with clearer guidance, better governance, and more effective change management. |
| BAI Webinar January 8, 2026 | Virtual | AI; | AI course development for compliance: Accuracy and the ‘human in the loop’ | In this BAI webinar, Beyond the Arc discussed AI course development for compliance, with an emphasis on accuracy and the role of the human in the loop. The session explored how financial institutions could use AI to support learning and compliance workflows while maintaining oversight, accountability, and confidence in the information teams relied on. |
Financial services and fintech expertise grounded in client work
As an industry thought leader, Steven Ramirez’s perspective is shaped by hands-on work with banks and fintech companies across payments, digital banking, lending, customer experience, go-to-market (GTM) strategy, AI, and emerging technology.
Looking for a speaker who understands the issues your conference audience is working through?
Book Steven Ramirez for your fintech or financial services event.
200+
Fintech client engagements completed by Beyond the Arc
Speaking events that deliver real impact
Steven Ramirez works with event organizers and industry groups to bring practical conversations about AI and the future of financial services to their audiences.
Planning an event with Steven Ramirez – FAQs
Steven Ramirez speaks about artificial intelligence in regulated financial services, payments and fintech transformation, customer experience, and digital banking. He also addresses strategic readiness for M&A. His presentations focus on how financial institutions and fintech companies can respond to technology and market change in practical, business-focused ways.
Steven speaks to leaders across banking, fintech, payments, and financial services. His presentations are designed for executives, business leaders, marketers, product teams, and other professionals responsible for navigating technology, customer experience, growth, and industry change.
Steven’s speaking experience includes keynote presentations, conference panels, webinars, industry roundtables, program chair roles hands-on AI sessions and live demonstrations, on-site video interviews, and event conversations. He has presented and participated in programs for organizations and events including Finovate, Money20/20, the American Bankers Association, NACHA Smarter Faster Payments, and Machine Learning Week
Yes. Steven can tailor presentations to the audience, industry context, and goals of the event. Topics can be adapted for banking, fintech, payments, and other financial services audiences, with an emphasis on practical examples and issues that are relevant to attendees
Steven’s perspective is grounded in hands-on consulting work with financial institutions and technology companies. As CEO of Beyond the Arc, he works at the intersection of banking, fintech, payments, customer experience, and AI. His presentations connect emerging trends with the practical decisions organizations face when putting new strategies and technologies into practice
To discuss booking Steven Ramirez for a keynote, panel, webinar, or other speaking engagement, contact Beyond the Arc below with information about your event, audience, date, and topic. The team can discuss the speaking opportunity and determine the best fit for your program.