Typically, embedded solutions center on collaboration. A fintech or other technology provider partners with a bank’s robust payments infrastructure and industry knowledge – and together, they can offer solutions tailored to client needs.

API integration connects client systems, payment gateways and processors to enable transactions, real-time reporting and analytics. Security technologies help protect payer data. And often, embedded solutions are white-label and can be customized to match the brand of the host system, and work across any device the host system supports.